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Health & Disability Insurance

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Page Contents:

Advice and Other Information about Health and Disability Insurance
Health Insurance: Students and Travelers
Health Insurance: Individuals and Families
Disability Insurance

Advice and Other Information about Health and Disability Insurance

"What Should Be Done Now That Health System Reform Is Dead," - by Robert Blendon, Mollyann Brodie & John Benson, from the Journal of the American Medical Association, from The Equity Financial Group "Getting What You Need in Disability Insurance," - by Janet Bennett Clark, in Kiplinger's Personal Finance Magazine, Volume 47, Number 2, from The Equity Financial Group "Personal Finance: Take a Hard Look at Your Disability Insurance Needs," - Los Angeles Times Syndicate, from the Equity Financial Group Questions about insurance? Check up on Health Insurance choices - A lengthy article on how to choose a health care plan Choosing and Using a Health Plan - A guide from the American Medical Association. Difference between HMO's and PPO's - A matrix detailing the differences in health plans based upon cost, service, and ability to determine care. How to select an HMO - Before you even decide which HMO to choose, you first need to know where it fits in the spectrum of health-insurance coverage. The ABC's of Buying Health Insurance - Discussion on types of health coverage and factors to consider when selecting a plan. Choosing the plan that is right for you - Understanding the differences in the types of plans, the range and quality of the care they offer, the physicians and hospitals included in the provider network, and which type best meets your needs. Comparing the Plans - Comparing Blue Cross HMO, PPO, and POS plans. HMO's, PPO's, IPA's, PHO's, MSO's - FAQ's about health insurance plans.
Hamish Redmond - Ibits provides WEB based Insurance Agency Management Systems
Health Care Financing Administration (Medicare & Medicaid) - U.S. Department of Health and Human Services agency for the implementation and management of Medicare and Medicaid. Health Insurance Statistics - Information about health insurance coverage for United States citizens compiled by the Census Bureau. Health Policy Page - From Idea Central, articles about the current state of health care in the United States, including analyses of Medicare, Medicaid and managed care. Paradigm Health Corporation - Information about insurance coverage for traumatic injuries. Alternative Health Insurance Services - Information about coverage that includes alternative treatments such as acupuncture and chiropractic. California Consumer Health Scope - Report cards evaluate health plans and hospitals in California. Financial Assistance for Cancer Care - A list of organizations with their phone numbers that may offer financial assistance for cancer patients. Includes funding suggestions. Financial Issues for Patients - Information on health insurance, a billing forum, cancer news, assistance programs, and a glossary of financial and medical terms. Online News Hour: Children's Health Care - Caring for Children: An estimated 10 million children have no medical insurance. Health Insurance Association of America - Organization dedicated to building upon the employer-based system to create a consumer-responsive health care system. Aon Healthcare Alliance - A peer discussion forum for healthcare risk management, managed care, and HR consulting professionals to exchange ideas and solutions. Critical Illness Information Center - About the company's products, including critical illness articles, statistics, medical emergency cards, and others. Healthcare Recovery, Inc. - About a company specializing in subrogation and financial recovery.

Health Insurance for Students & Travelers:

Student Select
Health insurance for students studying abroad
The Sussex Financial Group: medical insurance for world travelers
Community Insurance Agency Inc.: Quality Medical Insurance For Foreign Nationals
Coastal Insurance - Health, dental, Critical care, & Short term insurance. Get instant quotes, review benefits & apply online in minutes

Health Insurance for Individuals and Families

Personal Involvement Creates Excellent Service - Two agents, two locations, over 50 years assisting clients select insurance products they feel best fits their needs and budget POWERx Medical Discount Health Benefits - We market the POWERx ACCESS medical health benefits network. Insurance Partners, Inc. - Automobile, Homeowners, Business, Annuities, Life, Group Hospital Insurance, Contractors, Long Term Care, Senior Advisors Services GGCInsurance - CKF has grown to become one of the largest brokerage offices in the country, representing over 60 insurance companies. Offering: individual health, group, life, disability, annuities, senior healthcare, and temporary health. Free S&P Insurance Ratings - Standard & Poor's gives individuals access to Financial Strength ratings from around the world. Community Insurance Services - Community Insurance Services offers great rates and the best customer service in Southwest Michigan. We have a wide selection of carriers to choose from, and our lines include health, life, and property and casualty. Health Insurance for Alabama, Mississippi & Florida residents - Health, dental, Critical care, & Short term insurance. Get instant quotes, review benefits & apply online in minutes Yacht, Marina, Boat Dealers, and Charter Insurance - Boat, yacht, dealership, and marina insurance coverage in Florida, quick online boat application. Hugh Cotton also provides auto, home, life, group health, and business insurance. Rambour Insurance Agency - Your solid management team for your Real Estate, Insurance and Farm Management needs; located in and around Columbus, Nebraska Insurance Agency of Jacksonville - The Insurance Agency of Jacksonville is a full service Independent Agency dedicated to providing Insurance Solutions for Individuals, Families and Businesses. Armed Forces Benefits Association - AFBA is dedicated to providing low-cost life and health insurance to military personnel, federal civilian employees, and current or former dependents of both. Carriveau Insurance Agency - Complete Insurance Agency offering all lines of insurance. Serving all of Northeastern Wisconsin and more. Medibroker Online - Private medical insurance worldwide especially for expatriates of any nationality. Free advice and quotations via the site. Private Health Associates - Private medical insurance from these independent brokers with multiple agencies to find the ideal plan for you, your family or your business. Martin Insurance Agency - Great rates on your business insurance and personal insurance. Get your free Insurance Quote today. InsuranceQuote.net - A listing of local agencies representing many different insurance companies, available in every state and for the military. Agencies offer direct links to on-line interactive quote pages. Barker Uerlings Insurance - Barker Uerlings Insurance is a full service insurance agency, serving the mid-Willamette Valley, as well as the rest of the state of Oregon. California's One-Stop Health Insurance Web Site - We offer, at no cost, benefit analysis and premium comparison for individuals, families and employer groups. Dennis Kyne, Ins. Svc - Life Insurance, Disability Insurance, Long Term Care Insurance. Mutual Funds. Annuities Indiana Farm Bureau - We are a multi line company that services the state of Indiana. We carry auto, home, life, business as well as many specialty markets. Insurance King Insurance Services - life insurance, health insurance, disability insurance. Low rates and free quote. Call 888-805-1541 (California only) Life and Health Insurance Home Page - Competitive life and health insurance options for individuals and businesses. Gozza Agency - Serving New York for over 20 years. 1st Health Insurance -HMP and PPO plans, low cost and full benefit, emphasis on women's health. Covering the counties of Southern California. Barricks Insurance Services - A full service insurance broker covering the Southern California area since 1969. Long Term Care Financial Services Randolph Benefits Group - We provide group and individual coverage from the nation's top insurance carriers. Frank P. Costa Insurance -A complete insurance portfolio agency and PIA member serving NJ, NY, PA for commercial, personal and health insurance McGrath Insurance Group, Inc. - Independent Insurance Agency/Broker providing all lines of coverage to Pennsylvania Residents and Businesses. We also provide mutual funds and money market funds through Walnut Street Securities. Kathy Bayes Insurance Agency of Bastrop County Texas - All personal lines. Home, Mobile, Auto, Health, Life, Commercial, Crop and Farm related. Very competitive rates. 15 years experience. Quote request forms in web site. Children's Health Insurance Program One Stop Shop Quick Quote Access Health Networks Free Health Insurance Quote Health Insurance - California Health Services Insurance Agency.
InsWeb Corporation on-line Quotes International (based in Florida) Gacek Insurance Agency, Inc. - All lines of insurance in Oregon & Washington. Adult foster care (long term care) insurance in Arizona, California, Idaho, Oregon & Washington. In business since 1954 Med Source Insurance CHAMPION Insurance Advantage Atlanta Internet Insurance group Health benefits: Hawaii QualChoice of Arkansas Health Insurance Specialists (Southern California) Alliance Blue Cross Blue Shield - Missouri Medical Consultants Network Employee Benefits Group Home Page Dentist Net: A vision, dental, and discount prescription plan. Not exactly insurance, but they say they can save you money. Health Insurance Products from Aid Association for Lutherans, with an on-line form for requesting more information American National - major medical insurance Cain Agency Insurance Centurion Corporation Mayo Associates The Morris Agency Mutual of Omaha Oman Insurance Petra Insurance Van Wagoner Companies Inc. Alliance Blue Cross/Blue Shield (MO,IL,IN,KY) Anthem Blue Cross/Blue Shield (KY&IN) Anthem Blue Cross/Blue Shield (Ohio) Blue Cross Association of Canada Blue Cross of Alberta Blue Cross of California Blue Cross of Idaho Blue Cross of Northeastern Pennsylvania Blue Cross of Puerto Rico Blue Cross of Washington & Alaska Blue Cross of Western Pennsylvania Blue Cross/Blue Shield Federal Employee Program Blue Cross/Blue Shield of Alabama Blue Cross/Blue Shield of Arizona Blue Cross/Blue Shield of Arkansas Blue Cross/Blue Shield of Central New York Blue Cross/Blue Shield of Central New York Blue Cross/Blue Shield of Colorado Blue Cross/Blue Shield of Connecticut Blue Cross/Blue Shield of Delaware Blue Cross/Blue Shield of Florida Blue Cross/Blue Shield of Georgia Blue Cross/Blue Shield of Iowa Blue Cross/Blue Shield of Kansas Blue Cross/Blue Shield of Kansas City Blue Cross/Blue Shield of Louisiana Blue Cross/Blue Shield of Maine Blue Cross/Blue Shield of Massachusetts Blue Cross/Blue Shield of Memphis Blue Cross/Blue Shield of Michigan Blue Cross/Blue Shield of Minnesota Blue Cross/Blue Shield of Mississippi Blue Cross/Blue Shield of Missouri Blue Cross/Blue Shield of Montana Blue Cross/Blue Shield of Nebraska Blue Cross/Blue Shield of Nevada Blue Cross/Blue Shield of New Hampshire Blue Cross/Blue Shield of New Jersey Blue Cross/Blue Shield of New Mexico Blue Cross/Blue Shield of North Carolina Blue Cross/Blue Shield of North Dakota Blue Cross/Blue Shield of Ohio Blue Cross/Blue Shield of Oklahoma Blue Cross/Blue Shield of Oregon Blue Cross/Blue Shield of Rhode Island Blue Cross/Blue Shield of Rochester Blue Cross/Blue Shield of South Carolina Blue Cross/Blue Shield of South Dakota Blue Cross/Blue Shield of Tennessee Blue Cross/Blue Shield of Texas Blue Cross/Blue Shield of Utah Blue Cross/Blue Shield of Utica-Watertown(NY) Blue Cross/Blue Shield of Vermont Blue Cross/Blue Shield of Western New York Blue Cross/Blue Shield of Wisconsin Blue Cross/Blue Shield of Wyoming
Blue Shield of California Blue Shield of King County (WA) Blue Shield of North Central Washington Blue Shield of Northeastern New York Blue Shield of Pennsylvania Capital Blue Cross (PA) IBC Middle East e-mail address: ibc@.dm.net.lb Independence Blue Cross (Philadelphia) Keystone Health Plan Medical Service Association (Canada) Medical Service Corp. of East Washington Mountain State Blue Cross/Blue Shield (WV) Pierce County Medical Bureau Preferred Benefits, Inc. An independent Life & Health agency located in West Michigan. We specialize in small group and individual contracts. Trigon Blue Cross/Blue Shield (VA) Activa Health Group Activa Health Insurance Plan Aetna/US Healthcare Allied Network PPO Alternative Health Insurance American Postal Workers Union Health Plan Association Dental Plan
Capital Health Plan Caremark Prescription Services CIGNA Dental CNA HealthPro Compcare Health Services Delta Dental Plan Delta Dental Plan of Virginia Dental Benefit Providers Delta Dental of Washington Delta Dental Plan Association Employers Health Insurance Company Executive Health Group FHP Healthcare First Integrated Health Group Health Corp Group Health Incorporated (GHI) Health Partners of Arizona Health Partners Healthplan Southwest Humana Innovus IOA Re Kaiser Permanente Kaiser Permanente-Colorado Kaiser Permanente-Georgia Kaiser Permanente-Midatlantic Kaiser Permanente-Northern California Kaiser Permanente-Northwest Kaiser Permanente-Southern California Landmark Healthcare Liberty Health (Canada) M-Care Maxicare Medimo Managed Healthcare Mercy Health Plans MHS Insurance Company MVP Healthplan National HMO National Preferred Providers Network Northeast Delta Dental Northern Arizona Healthcare ODS Health Plans Omnicare Health Plan Pacificare Health Plans Partners Health Plan Patients' Choice Personal California Care Preferred Plan SummaCare Health Plan The HMO Group United Health Programs of America United Wisconsin Services Adeslas (Spain) Alliance Assurance (Canada) American Financial Group Amil International-Argentina Amil International-Brazil Anthem Health & Life Ins. Co. Assured Health Insurance Capital Reliance Insurance Company Celtic Life Central States Health & Life of Omaha CIGNA International (Netherlands) CIGNA Healthcare Combined Benefits Insurance Company Continental General Insurance Company Golden Rule Ins. Co. Guardian Royal Exchange Group HealthCare International SA (UK) International Health Insurance (Denmark) John Alden Financial Corp Legal & General Ins. Co. (UK) Lincoln National (UK) Massachusetts Casualty Company Medicus (UK) National Health Plan Nationwide-Health Oxford Health Plans Physicians Corp of America Prime Health (UK) Prudential Healthcare SAIF Star Insurance Company The Provident United Teachers Associates Insurance Company
Wayland Hancock Insurance Company, Inc. An independent insurance agency with all lines of property and casualty insurance, including Estate Planning, Financial Analysis and Risk Management Reviews for commercial accounts.

Disability Insurance

Armed Forces Benefits Association - AFBA is dedicated to providing low-cost life and health insurance to military personnel, federal civilian employees, and current or former dependents of both. InsuranceQuote.net - A listing of local agencies representing many different insurance companies, available in every state and for the military. Agencies offer direct links to on-line interactive quote pages. Barker Uerlings Insurance - Barker Uerlings Insurance is a full service insurance agency, serving the mid-Willamette Valley, as well as the rest of the state of Oregon. California's One-Stop Health Insurance Web Site - We offer, at no cost, benefit analysis and premium comparison for individuals, families and employer groups. Dennis Kyne, Ins. Svc - Life Insurance, Disability Insurance, Long Term Care Insurance. Mutual Funds. Annuities IBC Middle East e-mail address: ibc@.dm.net.lb Indiana Farm Bureau - We are a multi line company that services the state of Indiana. We carry auto, home, life, business as well as many specialty markets. Disability Planning Insurance King Insurance Services - life insurance, health insurance, disability insurance. Low rates and free quote. Call 888-805-1541 (California only) Hruska Insurancenter, Inc. - Independent Insurance Agency licensed in to do business in most states with special programs. Employee Benefits Group Home Page Gene Meyer Insurance (Ontario, Canada) Disability Income Insurance from Aid Association for Lutherans, with an on-line form for requesting more information Mutual of New York Gacek Insurance Agency, Inc. - All lines of insurance in Oregon & Washington. Adult foster care (long term care) insurance in Arizona, California, Idaho, Oregon & Washington. In business since 1954 AFLAC - Employee benefits at little or no cost. We offer cancer, hospital, accident and sickness disability, and more! Carriveau Insurance Agency - Complete Insurance Agency offering all lines of insurance. Serving all of Northeastern Wisconsin and more. Insurance Agency of Jacksonville - The Insurance Agency of Jacksonville is a full service Independent Agency dedicated to providing Insurance Solutions for Individuals, Families and Businesses. Preferred Benefits, Inc. An independent Life & Health agency located in West Michigan. We specialize in small group and individual contracts. State of Franklin Insurance Services -e-mail address: sfis@preferred.com Yacht, Marina, Boat Dealers, and Charter Insurance - Boat, yacht, dealership, and marina insurance coverage in Florida, quick online boat application. Hugh Cotton also provides auto, home, life, group health, and business insurance. Insurance Partners, Inc. - Automobile, Homeowners, Business, Annuities, Life, Group Hospital Insurance, Contractors, Long Term Care, Senior Advisors Services GGC Insurance - CKF has grown to become one of the largest brokerage offices in the country, representing over 60 insurance companies. Offering: individual health, group, life, disability, annuities, senior healthcare, and temporary health.